Specialty Lines Advisory


claims made policy

Claims-Made Policy’s Late Notice Provision Inapplicable Despite Insured’s Failure to Provide Notice of Lawsuit for More Than Two Years

Despite more than two years elapsing before an insurer first received notice of a lawsuit, the insurer failed to present sufficient evidence under Maryland law to demonstrate a causal link between the late notice and the prejudice it claimed it… Continue Reading →

Insured Failed to Provide Timely Notice Under Claims Made Policy

Judge Jesus G. Bernal found notice provisions in claims made policies were unambiguous and enforceable as a condition precedent to coverage. The Citrus Course Homeowners Ass’n v. Great Am. Ins. Co., No. 5:15-cv-02443-JGB (C.D. Cal. Jan. 7, 2016). Great American… Continue Reading →

No Coverage for Claim Discovered by the Insured Prior to the Policy Period

A spreadsheet detailing asserted monetary damages constituted a claim first made against the insured company prior to the policy period, and thus the company was not entitled to coverage under its claims-made policy. Ritrama, Inc. v. HDI-Gerling American Ins. Co.,… Continue Reading →

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